Personal Banking - Certificate of Deposit

CDs - Regular and Jumbo**

  • $1,000 opening deposit ($100,000 for Jumbo CDs)
  • Terms of 3 to 60 months
    • Fixed interest rate and term

Promotional**

  • $5,000 opening deposit ($100,000 for Jumbo CDs)
  • Fixed interest rate and term
  • Interest is compounded monthly

Interest may be paid monthly by check, transferred to an account, or paid at maturity.

Certificate of Deposit Interest Rates

Term Interest Rate APY*
9 - month 1.395% 1.40%
12 - month 1.64% 1.65%
18 - month 1.835% 1.85%
24 - month 2.08% 2.10%
36 - month 1.24% 1.25%
48 - month 1.49% 1.50%
60 - month 1.74% 1.75%

*Annual Percentage Yield - Minimum balance to open regular certificates of deposit is $1000. Minimum balance to open jumbo certificates of deposit is $100,000. Minimum balance to open a promotional certificate of deposit is $5000. Penalties may be imposed for early withdrawals which may reduce your earnings.

Annual Percentage Yields effective 9/19/2017. Rates are subject to change at any time.

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1370 S County Trl., East Greenwich, Rhode Island 02818   |   888-824-8873