Privacy
FACTS: What does Independence Bank do with your personal information?
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
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How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Independence Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Independence Bank share? | Can you limit this sharing? |
| For our everyday business purpose-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus. | Yes | No |
| For our marketing purposes-to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | Yes |
| For our affiliates’ everyday business purposes-information about your transactions and experiences | No | Yes |
| For our affiliates’ everyday business purposes-information about your creditworthiness | No | Yes |
| For our affiliates to market to you | No | Yes |
| For non-affiliates to market to you | No | Yes |
| Questions? | Call (401) 824-8873 or go to www.independence-bank.com |
| Who we are | |
| Who is providing this notice? | Independence Bank |
| What we do | |
| How does Independence Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal laws. These measures include computer safeguards and secured files and buildings. |
| How does Independence Bank collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing (see below for more on your rights under state law.) |
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. Independence Bank does not have any affiliates |
| Non affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies. Independence Bank does not have any nonaffiliated companies. |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market products or services to you. Independence Bank does have Joint Marketing relationships with other companies. |
| Other Important Information |
| We continually strive to maintain complete and accurate information about you and your accounts. If you believe our records contain inaccurate or incomplete information, please let us know immediately. We will correct any inaccuracies as quickly as possible. If you believe we have reported inaccurate information about your account to any consumer-reporting agency, please let us know in writing. Be sure to include your complete name, current address, social security number, telephone number, account number, type of account, specific items of dispute and the reason you believe the information is wrong. We will investigate your concern and correct any inaccuracies we find and confirm any actions we take with you. |
